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15.1 | Civilian personnel
of psychological profiling, to see if they have the tenacity and resilience to be able
to work in such tough environments.
“We also make sure to support them when they are there. So – particularly after
security incidents, we make sure that our welfare people and our counselling
services are available to them to deal with any concerns that they have, but it
is providing emotional support.” 487
760.  Civil servants deployed to Iraq were covered for death and injury by the provisions
of the Civil Service Pension Scheme.488
761.  In June 2003, Treasury Solicitors advised DFID that its duty of care in Iraq did
not extend to “the provision of personal accident insurance against special risks arising
out of postings or travel overseas or, for that matter, advising employees to obtain
appropriate insurance cover”.489
762.  In October 2003, COBR commissioned an FCO‑led review of training, security and
insurance for UK civilians serving in Iraq to “ensure that there is consistency across all
government departments seconding staff and consultants”.490
763.  On 11 November, Sir Michael Jay reported to Permanent Secretaries and the heads
of other organisations with personnel serving in Iraq that the review had found “no material
gaps or inconsistencies” between departments, except in the case of insurance, where
there was a difference between arrangements for MOD civilians and other civil servants.491
764.  Sir Michael enclosed a paper summarising the death and injury provisions of the
Civil Service Pension Scheme and the advice on life insurance offered to secondees by
the FCO, the MOD and DFID. The paper explained that the FCO advised secondees
from the FCO and other government departments (excluding DFID and the MOD) to
check whether their life insurance policies covered death in Iraq. If insurers required
an extra premium to provide cover under an existing policy, the FCO would cover that
cost for maximum life cover of four times the officer’s salary. If insurers were unwilling
to provide cover, the FCO recommended taking out a new policy, on which the Iraq
Directorate could offer advice. As long as the policy had a term of at least 10 years,
the FCO would cover the costs on the same terms as for those paying extra premiums
for existing policies.
765.  The paper stated that DFID offered its staff the same support.
487  Public hearing, 13 January 2010, page 30.
488  Letter Jay to Chakrabarti, 11 November 2003, ‘Security of UK Civilian Secondees in Iraq’ attaching
Paper, ‘Iraq: Civilian Staff: Training, Briefing, Security and Insurance’.
489  Letter Treasury Solicitors [junior official] to Department for International Development [junior official],
25 June 2004, ‘Duty of care to staff in Iraq’.
490  Minute OD Secretariat to Sheinwald, 28 October 2003, ‘Iraq: Review of Security Arrangements for
UK Staff’.
491  Letter Jay to Chakrabarti, 11 November 2003, ‘Security of UK Civilian Secondees in Iraq’ attaching
Paper, ‘Iraq: Civilian Staff: Training, Briefing, Security and Insurance’.
373
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